Shira showed me to this useful article: Ten guilt free ways to say no. It does just what it promises - gives you a way to say no, without hurting the asker.
Here's an example:
1. Request: A friend in need asks for a Trump-worthy loan.
What you should say: "I wish I could, but as a rule, I don't lend money to friends."
Why it works: It's clear that you are not singling out this person as untrustworthy.
Oh, and for the record, Shira's never had a problem saying no to me before.
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